Toggle navigation Load unfinished survey Resume later Exit and clear survey default Caution: JavaScript execution is disabled in your browser or for this website. You may not be able to answer all questions in this survey. Please, verify your browser parameters. Retirement readiness and planning survey Basic details (This question is mandatory) 1. Age Under 25 25-34 35-44 45-54 55 and above (This question is mandatory) 2 . Gender Male Female Other (This question is mandatory) 3. Employment Sector Government Private Self-Employed Non-profit Other: (This question is mandatory) 4. Your annual income Below 2 lakhs 2-5 lakhs 5-10 lakhs 10-15 lakhs 15-20 lakhs 20-30 lakhs 30-40 lakhs Above 40 lakhs (This question is mandatory) 5 . How many years of work experience do you have ? Less than 1 year 1-5 years 5-10 years 10-15 years 15-20 years More than 20 years Not applicable/ I am not currently affiliated to any organisation. (This question is mandatory) 6 . At what age are you planning to retire? (please select the nearest retirement age) Before 40 40-45 45-50 50-55 55-60 60-65 Above 65 (This question is mandatory) 7 . What percentage of your salary goes towards retirement plan(s), such as National Pension Scheme, Employees’ Provident Fund, other private pension plans? 1% to 5% 6% to 10% 11% to 15% 16% to 20% 20% to 25% 25% to 30% 30% or more (This question is mandatory) 8. How much monthly pension do you expect after your retirement? 10,000 to 40,000 40,000 to 70,000 70,000 to 1,00,000 1,00,000 to 1,50,000 1,50,000 to 2,00,000 Above 2,00,000 (This question is mandatory) 9. Will your pension products be sufficient to cover your retirement expenses? Not at all confident Slightly confident Moderately confident Quite confident Extremely confident (This question is mandatory) 10. Please share the reasons for your answer? (This question is mandatory) 11. What is your primary reason for investing in pension products? Long-term financial security Tax benefits Flexible withdrawal options Government support and initiatives Other: Member Awareness (This question is mandatory) 1. Select all the pension schemes you are enrolled in. Employees' Provident Fund & Employee Pension Scheme National Pension System Gratuity Drawdown Atal Pension Yojana Private Pension Plans (e.g., offered by insurance companies) Not enrolled Other: (This question is mandatory) 2. Which pension plan aligns with your preference? Government-backed or regulated plan Private plan with a reputable financial institution High-return, high-risk plans Not sure (This question is mandatory) 3. Do you understand how your pension amount is calculated? Very well Somewhat Not at all (This question is mandatory) 4. Are you aware of the Atal Pension Yojana and its benefits for employees in the unorganised sector? Fully aware Somewhat aware Not aware at all Engagement and Satisfaction (This question is mandatory) 1. How satisfied are you with the National Pension Scheme? Very satisfied Satisfied Neutral Dissatisfied Very dissatisfied I am not enrolled in the National Pension Scheme (This question is mandatory) 2 . What rate of return do you expect from the National Pension Scheme to consider it a good investment? Below 7% Annual return of 7–10% is acceptable Annual return of 11–14% is acceptable Annual return of 15–18% is acceptable Annual return of 19–22% is acceptable Annual return of 23-28% is acceptable Annual return of 29-34% is acceptable Annual return of 35-40% is acceptable More than 40% (This question is mandatory) 3. What are the challenges to manage your National Pension Scheme account? Difficulty in understanding National Pension Scheme rules and regulations Lack of clarity on investment options Concerns about National Pension Scheme performance Complexity in managing National Pension Scheme contributions Insufficient information on National Pension Scheme benefits Expected monthly pension calculation after retirement Other: (This question is mandatory) 4. How satisfied are you with the Employee Provident Fund scheme? (Please also mention the reason below) Very Satisfied Satisfied Neutral Dissatisfied Very Dissatisfied Not applicable (This question is mandatory) Reason (This question is mandatory) suggestions (This question is mandatory) 5 . Does your organisation’s Employees’ Provident Fund align with your long-term financial and retirement goals? Completely aligned Somewhat aligned Neutral Not very aligned Not at all aligned (This question is mandatory) 6. Do you think the gratuity benefit you received is sufficient for your retirement needs? Yes, it's sufficient Somewhat sufficient Not very sufficient Insufficient (This question is mandatory) 7. Did you face any challenges or delays in receiving your gratuity benefit from your employer? Yes No Haven't received yet (This question is mandatory) 8. Were you aware of the gratuity benefit amount before receiving it? Very well-informed Somewhat informed Not very informed Not informed at all (This question is mandatory) 9. Have you invested in any private annuity plan for your retirement savings? Yes No (This question is mandatory) 10. What factors influenced your decision to invest in a private pension product? High returns Reputation and reliability of the provider Flexibility in contribution options Tax benefits Other: (This question is mandatory) 11. How much annual returns do you expect from your private pension product to consider it a good investment option? Below 7% 7–10% 11–14% 15–18% 19–22% More than 22% (This question is mandatory) 12 Are you currently using the Public Provident Fund as a retirement savings instrument? Yes No (This question is mandatory) 13 Are you satisfied with the performance and returns on your Public Provident Fund account? Very satisfied Satisfied Neutral Dissatisfied Very dissatisfied (This question is mandatory) 14 . How concerned are you about the security of the money in your retirement plan? Very concerned Somewhat concerned Not too concerned Not at all concerned Don’t know No answer (This question is mandatory) 15 . Are pension schemes like Atal Pension Yojana important for employees’ long-term financial security? Not important Somewhat important Important Very important (This question is mandatory) 16 . Are you satisfied with the communication and information provided about Atal Pension Yojana at your workplace, and do you find it useful? Very Satisfied Satisfied Please give your suggestions below if you want to choose “Neutral”,“Dissatisfied” or “Very Dissatisfied Not applicable (This question is mandatory) 17 . What proportion of your overall investment allocation is directed towards various pension products? (Options include Employees’ Provident Fund, National Pension Scheme, Drawdown, Atal Pension Yojana, and private pension plans.) More allocated to Employees’ Provident Fund and National Pension Scheme, less towards others More allocated to Atal Pension Yojana, less towards others More allocated to Drawdown and private pension products, less towards others Other: Challenges (This question is mandatory) 1. What do you find most beneficial in the old Pension Scheme? Guaranteed pension amount Pension calculation method Lower contribution Not Applicable Other: (This question is mandatory) 2 . Are you aware of criticisms about National Pension Scheme returns? If yes, are these returns satisfactory in the current economic conditions? Yes, I have heard about the criticism, and I believe the National Pension Scheme returns are satisfactory Yes, I have heard about the criticism, and I do not believe the National Pension Scheme returns are satisfactory. No, I have not heard about the criticism. Not sure or don't have an opinion on this matter. (This question is mandatory) 3 . What challenges have you faced with private pension products? Limited awareness of product details Lack of transparency in fees and charges Concerns about investment performance Complex withdrawal process Insufficient information on benefits Did not face any challenges I don't own a private pension product (This question is mandatory) 4. Does the recent amendment allowing children to participate in the National Pension Scheme via their Parents/ Guardians, makes it more attractive to consumers? If not, please provide your reasoning below. Yes, this makes it more attractive No, this does not make it more attractive Not sure Not aware of the amendment (This question is mandatory) Reason Submit Load unfinished survey Resume later Please confirm you want to clear your response? Exit and clear survey ×
